Associate, Financial Institutions in Frankfurt am Main bei S&P Global

S&P Global

The Role:

Associate – Financial Institutions

The Team:
We are looking for a highly skilled individual to join our Financial Institutions Ratings team in Frankfurt. As an Associate you will join a highly experienced, skilled, diverse, innovative, and international team.

The team is part of the EMEA Sovereign and Financial Services Group, which performs surveillance on all EMEA based Sovereign, International Public Finance, Insurance, and Financial Institutions ratings.

The Impact:
Ratings : You assume analytic oversight responsibility for a broad and complex portfolio of credits, ensuring a consistently high level of analytic quality.
People : You are a team player promoting a positive team atmosphere as well as analytical and client service excellence.
Issuers : You will be the first and most important contact with the issuer handling the day-to-day analytical relationship.
External : In coordination with the Lead Analyst and Analytical Manager you may communicate our thought leadership and credit stories via appropriate channels (e.g., publications, speeches, conference presentations, media interviews, social media etc.),

What’s in it for you:
You will have the opportunity to further develop into an industry expert by covering a diverse portfolio of complex credits.
Working as a bank rating analyst is changing materially with more focus on ESG, tech disruption, new competitors and even more global banking markets. This position offers a great opportunity of show-casing being a role model in analytics while being open to learn about new areas every day.
Direct interaction with policy makers and senior management of rated entities.
Cooperation with analysts across the globe.
Opportunities to acquire and develop new skills.
Here at S&P Global we believe in offering a competitive transparent benefits package. Besides the Wellbeing Support Program, Recharge (S&P Global’s flexible time-off approach under which there is no prescribed maximum amount of time off you can take), our hybrid working model, Global Education support, our Parental Leave, and Give Back Days (five days of paid leave per calendar year to spend volunteering in your community), we have specific local benefits for Germany. We encourage you to ask about our benefits during our screening process with our talent acquisition team.

Responsibilities:
Analytical excellence : You will assume responsibility for a portfolio of mostly financial institutions German speaking and Central and Eastern Europe
Surveillance : Arranging review meetings for all financial institutions assigned in line with financial institutions surveillance standards will be part of the role. You will contribute to portfolio reviews for sector(s) and you are in charge reviewing debt programs and assigned issue ratings.
Committee : You will review the assigned portfolio in a timely manner in line with surveillance standards.
Publications : Updating and publishing high quality and forward-looking full rating reports and rating rationale summaries will be your priority. In addition, you will keep bank industry country risk assessment (BICRA) reports up to date. You are expected to author or co-author high quality research pieces.
Customer Service : You aim to provide clients with client service excellence adding value to management meetings and through board presentation. Where the assigned issuer is part of a group, you coordinate with other group financial services analysts to establish a timetable for reviews.
Organisational Efficiency : You conduct time-efficient surveillance of credits and sectors. On-the job training is part of your work ethic’s DNA.
Innovation : You are expected absorbing the dynamically changing parameters of bank analysis (ESG, digital disruption, transformation of business models) and include forward-looking views into your research and committee presentations. You identify internal innovation and process improvements to promote an ongoing improvement of our work environment.

What We’re Looking For:
An S&P Global employee at this level would typically have 4-6 years’ experience in financial institutions credit analysis.
Possessing a degree in a relevant business-related field, Bankfachwirt/Bankbetriebswirt, or similar would be desirable.
Having achieved the CFA/FRM or other financial qualification would be preferred but is not a prerequisite.
Strong written and oral communication skills in English are essential, as is being fluent in German.
Willing to travel, sometimes at short notice.
Numerate and accurate with figures and detail-orientated, with ability to maintain accuracy whilst complying with potentially tight deadlines.
Strong organizational skills and execution m