JOB DESCRIPTION
Excited by the opportunity to build innovative digital retail banking products and services in a start-up environment, backed by one of the leading financial service providers worldwide?
Join us at JPMorgan & Chase Co. at our newest European hub for Chase bank, located in the heart of Berlin. In this exciting chapter of continued growth and expansion for Chase, we’re looking for a passionate KYC Operations Specialist.
As a KYC Operations Specialist in our KYC department, you will be responsible for conducting end-to-end Customer Due Diligence & investigate KYC related alerts, in line with regulatory requirements and internal policies.
Job responsibilities
- Engage and contribute in building KYC related operational processes, including analysis content, relevant guidelines and procedures, as well as tools & reporting requirements.
- Conduct end-to-end Customer Due Diligence in accordance with regulatory requirements and internal policies.
- Review and verify high risk customer Identification documentation and other provided information during the onboarding process.
- Monitor, investigate and opine on alerts generated by the KYC systems, taking appropriate action in line with established procedures.
- Ensure timely and clear escalation of high -risk cases to appropriate teams for further investigation and action.
- Perform Quality Control, as applicable, on KYC Due Diligence related processes
- Collaborate with internal stakeholders, including compliance, legal, and customer support teams, to address KYC-related issues and inquires.
- Communicate with customers when additional KYC related information or documentation is required.
- Provide valuable input and recommendations for enhancing existing KYC processes, drawing on expertise in customer due diligence and regulatory compliance.
Required qualifications, capabilities, and skillset
- Relevant education in Economics, Finance, Banking, Business Administration, Engineering (or similar) and / or banking apprenticeship
- 2+ years of related working experience in Audit, Compliance, Anti-Financial Crime, Anti-Money Laundering, KYC and/or other Controlling / Investigating related roles within Banking / Financial Services / FinTech or similar.
- Very good analytical and research skills, with the ability to deep-dive and investigate issues to reach a successful resolution.
- The ability to review and assess customer risk profiles & related alerts and assign appropriate risk levels based on established criteria.
- Growth mindset and a passion for learning and self-development, commitment to collaboration and collective growth within the team.
- Very good computer literacy, including MS Office Suite Applications.
- Excellent communication skills in English (both verbally and in writing
Preferred qualifications, capabilities and skills
- In-depth understanding of KYC regulations, AML laws, and Compliance frameworks in the financial services industry, Relevant AML/ KYC accreditations (e.g. ACAMs or similar)
- Good Knowledge of the German regulatory framework and best practices regarding KYC processes, familiarity with KYC software, databases, and customer screening tool, as well as the ability to adapt to new technologies
- Familiarity with digital banking platforms, payment systems, and financial technologies.
- German communication skills strongly advantageous.
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ABOUT US J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
ABOUT THE TEAM Our professionals in our Corporate Functions cover a diverse range of areas from finance an