Rating und Credit Risk Analyst in Berlin bei Deutsche Bank

Position Overview

Details of the role and how it fits into the team

Deutsche Bank’s Risk function has group-wide responsibility for the management and control of all credit, market & operational risks. CRM is an independent credit approval and monitoring function that uses in-depth analysis of counterparties, industries and sovereign risk enabling Deutsche Bank to optimize its counterparty risk management.

The CRM GCAF Berlin Team is a specialized credit team within Risk covering a diverse portfolio of Financial Institutions and Corporates with lower risk credit exposures.

The candidate will be required to handle the workflow for a dedicated portfolio of counterparties including the annual credit and rating reviews, monitoring and updating of ratings as needed, and handle respective transactions in a timely manner, following the credit standards and approved credit processes of Deutsche Bank. This also comprises working with respective business, credit and other infrastructure functions to ensure data quality and internal policy standards.

Your key responsibilities

• Handling and monitoring of a defined portfolio of Corporates, Financial Institutions and / or Municipalities in Developed or Emerging Markets; potentially initial focus on ICC rated German MidCaps and/or on FSC products involving a large number of obligors

• Preparation of initial rating and credit reports as well as regular reviews of high complexity incl. taking credit decisions within delegated credit authority

• Processing and documentation of credit transactions of high complexity in a timely manner, incl. approval or preparation of ready-to-approve decision proposals to staff with higher credit authority

• Product range to be covered (from a credit perspective) mainly stems from lower risk vanilla transactions, such as non-complex derivatives e.g. FX Forwards, Interest Rate Swaps or commercial banking products, such as Trade Finance, Cash Management, Settlement and Collection

• Key contact for specific portfolios / tasks as well as for training and guiding more junior staff

Your skills and experiences

• Special vocational training or appropriate professional experience required, i.e. University degree (University, Fachhochschule or Berufsakadamie) preferably in Finance, Business, Accounting or Economics beneficial and several years of relevant experience in credit risk management or a commercial banking role preferred

• Strong analytical skills; very good knowledge of balance sheet analysis (financial reporting); very good knowledge of more complex credit products and processes; good understanding of economic and banking system, general interest in regulatory topics

• Proficient in English and at least one additional language (verbally and written) according to actual requirements and regularly encompassing German, Japanese, French, Spanish, Korean, Portuguese, Italian, Chinese, Russian, Dutch and Nordic languages

• Proactivity, independent thinking and an investigative work approach; sound communication and interpersonal skills, also towards (Senior) Management; strong time management skills, ability to cope with large data volumes

• High degree of self-motivation and self-initiative, drive to learn and improve; ability to cope well under pressure and with tight deadlines

What we offer

We provide you with a comprehensive portfolio of benefits and offerings to support both, your private and professional needs.

Emotionally and mentally balanced

A positive mind helps us master the challenges of everyday life – both professionally and privately. We offer consultation in difficult life situations as well as mental health awareness trainings.

Physically thriving

We support you in staying physically fit through an offering to maintain personal health and a professional environment. You can benefit from health check-ups; vaccination drives as well as advice on healthy living and nutrition.

Socially connected

Networking opens up new perspectives, helps us thrive professionally and personally as well as strengthens our self-confidence and well-being. You can benefit from PME family service, FitnessCenter Job, flexible working (e.g parttime, hybrid workin